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Found 6 results

  1. Salam Alaykum, I am in a bit of a pickle. I currently need to buy a car, I went to the car dealership ( Skoda) and they gave me a quote , lets say the quote is 45760$. We agreed that I’ll pay the first half, and then on 39 months I’ll pay the other half. Thing is in their simulation , the monthly payment is rounded. So lets say its 345$ , when if we do the maths its 344.61$ , so they rounded it. is this permissible ? Is this a form of riba ? Thank you.
  2. Okay, so here we go evryone on here finna hate me after this bcuz ik what the sc community is like but im gnna say this anyway IN the west, we have interest. In all (almost) every. single. transaction. now, many people FAIL to understand. that in the west living without interest is PRACTICALLY IMPOSSIBLE UNLESS you wish to live as a FAQIR or sumthin and idk about u but i sure as Hell DONT if something is necessary for us to function in society then whats the issue. Like be fr. I AM AWARE that riba is usury and haram and terrible I KNOW! HOWEVER, living in the west IT IS NECESSARY AND UNAVOIDABLE and as we know in islam if something exists which we legit cannot function without due to the fact that the entire society and nation is built upon it in an unavoidable fashion. such thing is permissible, this is obvious cuz allah doesnt want us going to live as malangs (ascetics) in the streets or countryside LOL. I just simply cant fathom how some people will still say "loans are haram" or "mortgage is haram" or "working in banking deals "or"credit card with interest are haram"etc like mate use ur brain??? Just cuz YOU are for some reason okay with living so "humbly" as to not engage in ANY such thing an not move out ur moms basement or live in a 1 bed rent or a homless shelter doesnt mean everyone else has to bruv. OR just cuz u LIVE in a muslim nation DOESNT MEAN we all do live in nations without interest in every part of life. cuz buddy we LIVE IN A SOCIETY WHERE IT IS BRUV BEFORE someone says "oh u can take loans or pay interest on banking deals at work or pay interest on credit cards IF YOU DO IT with the INTENTION of not paying it back and as a transaction without return even if u do pay it back" this is frankly NONSENSE im sorry! BE HONEST BE FOR REAL MATE purposely changing ur NIYYAH to pretend ur not gonna pay it back then the banks like pay it back and ur like "oh wow i had totally not intended to but now im being forced oh no aaaaa guess i gotta pay the interest" meanwhile u knew DAMN WELL that u were gonna pay it back makes ZERO ZERO SENSE!! THINK ABOUT IT this is the equivalent of me picking up alcohol and pretendining i dont know its alcoholic drink it and say oh I DIDNT KNOW liike be fr it doesnt make any sense its simple in the west, WE HAVE TO PAY AND RECIEVE interest!!! YOU KNOW IT AND SO DO I! so stop avoiding the blatant truth buddy. i personally for any living in the west living BELIEVE TAKING A LOAN ISNT HARAM YOU NEED THEM (UNLESS ITS FOR SOMETHING DUMB LIKE IDK A LOAN FOR A SHIRT OR SMTH LOL ) CREDIT CARDS WITH INTERST ARENT HARAM because; 1) ur paying the money to the bank not one single person its an entitiy who you dont know personally at all an unknown owner malik al majhul i think is what its called 2) working in banking with interst isnt haram IN THE WEST not everywhere of course. its just a job ur gonna deal in the interest no matter what and its a way of earning money BIGGEST POINT HERE READ THE WHOLE THING DONT RAGE it is completley NORMAL and fully ACCEPTED almost compulsory to deal with interst in the WEST therefore due to its complete necessitty its not HARAM obviously living in a muslim nation for example is a diff story. so imma become a banker without ppl telling me im a kaffir for it and imma take a loan OR GET AN AMEX card to BUILD A GOOD CREDIT SCORE AND PAY FOR THINGS I CANT INSTANTLY AFFORD and build a credit score for a rainy day or to buy a nice house or car one day. If i need to take a loan for car house education investment or invest in bonds options forex etfs futures stocks crypto etc i see no problem in this. FURTHERMORE MANY MANY SCHOLARS AGREE THAT THE INTEREST WE HAVE TODAY IN THE WEST IS NOT THE RIBA / USURY THAT IS REFEREED TO IN THE QURAN / HADITH!!!! HOWEVER, if I ever move to a muslim nation insha'allah then yes its a different story WARNING: IM TALKING ABOUT IN REGARDS TO GIVING AND RECIEVING INTERST IN NON MUSLIM NATIONS WHERE IT IS NORMAL AND NOT SEEN AS USURY IM NOT SAYING ITS UNIVERSALLY OKAY I WOULD NEVER SAY SUCH THINGS! AND IM TALKING ABOUT DEALING WITH A NON MUSLIM BANK. SO LIL DISCLAIMER
  3. Salam everyone I know this has been discussed before, and I skimmed several threads, but with the varying opinions and digressions, I just wanted to get a coherent view-point again. So here goes: Is it ok to put money in a savings account? Is it ok to buy a house through mortgage? I realize that the general idea to make those acceptable is to ensure that the intention is not to take a loan, but are there any caveats to that ruling (maybe something like not having a variable rate of interest etc.?). Thanks everyone
  4. due to the possibility of working with riba? I want to get a job in college that pays well, so I can support myself even before I get my degree...I was thinking either working as a bank teller, or as a postal worker.....the problem with bank tellers is that they might work with riba (interest), and the problem with postal workers is that the post office business in the United States is dying due to growing technology.....what should I do? jazakallaha khair
  5. I have been great fascinated by economics and business for quite a while now....on the economics exams in the 10th grade, I was in the 99th percentile in the nation.....(Im in 11th grade now).......is it haram to major in business administration so long as one does not work with riba, and is this possible?
  6. Make a long story short.......I will be getting my mortgage loan originators license this fall. I was contacted by a brother in my community about possibly working for his company. How haram is it really to work in this business? I've read many things concerning fatwas on the topic. Some say it is not allowed, other's say if you don't have any choice, then there is the condition that you don't take out more that what you are approved for and must pay it off quickly (no 30yr loans). Please advise.
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