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  1. Salaam all, I haven't traded in over a year, as I do it in summer. I will start again insha'allah in June or at latest July I mostly scalped or day traded back then never holding a stock for long (except once and it bought me a 50% profit margin sooo). However, I used Etoro, which wasn't bad per se wasn't amazing either anyone know any other good UK stock brokers that DON'T ideally need me to send them my passport cuz like bruh. and their min deposit isn't insanely high so less than 100 or even 50 quid or less would be preffered. + Anyone got good trading tips? I liked scalping cuz of the short term gains but twas very stressful I have heard u shouldn't combine scalping/day with swing trading (keeping the stock for longer ) idk why was never given a reason? surely this is counterintutive? I mean wouldn't it diversify risk more to do the opposite?? Im looking for more secure investments AT the same time tho will still be doing day trading too any tips advice indicators etc lemme know not tryna make sum career lol just a few bucks on the side during summer. maybe like a couple hundered at MOST I'd be more than satisfied. oh and btw ive only traded stocks before but wanna diversify portfolios now to reduce risk. Any tips? Im thinking maybe futures, etfs, or forex. Maybe gold and stuff but idk how or where to do that? Crypto tips ALSO I RLLY WANNA INVEST IN INDEX FUNDS BUT CANT FIND ANY GOOD ONES PLS RECOMMEND SALAAM
  2. I am young guy and my parents are old they wants me to marry as fast as possible, all my related people that I know have somehow a miserable marriage life. a man married to a woman who run away during a trip and she waste his money, I heard that she wanted to marry someone else but now she is changing after 15 years. another related a woman married a man who wastes his money, he is not educated well but he thinks that he is always right, and thinks that everyone else around him wants to harm him, he have self ego, he don't want her family to help him or his wife. Now I am afraid of getting married I don't a girl that don't try to understand and I don't want to make our life miserable because of money. my parents will choose the girl but I don't know really if they will choose the right one because they are on hurry and I know they will ask people about the family of the girl, if one persons says they are okay and all others says no they are not okay, they will consider to choose the girl because like I said they are on hurry and they are kind they think everyone is kind but the world is changing, people changing too.
  3. I recently signed up on a site, where you get paid for doing other people's homework. I've rejected every assignment proposal that has asked for acknowledgement that the student has done it himself. I refrain from attempting tests or quizzes for people as well. Doing homework for people can be considered as help init? Just like your household or your tutor help you (that's my opinion). If anyone knows a proper mushtahid's verdict on the topic, feel free to answer, thank you!
  4. So Saudi Arabia are building a $500bn tech city called Nyom or Neom I believe. Just to get our heads around how huge that number is, let's play a game, what would you spend $500bn on if you were in charge of a country?
  5. I have come across this opinion that zakaat is on money also other than gold/silver coins like in the following lecture by Syed Jawad Naqvi as per 12 minutes on He mentions zakaat was later introduced on horses and rice also after the Prophets (صلى الله عليه وآله وسلم) time as that was what the people started possessing. He was also mentioning how is it that a rich factory owner don’t have to pay zakaat but a poor farmer as to pay zakaat on his few animals. while studying about zakaat, it seems that main guide is that the zakaat is on gold or silver coins that are used as currency but now there are views that it's on note currency also n some say it's precautionary caution to give on those as well. Really confused about the matter of zakaat now. Thoughts?
  6. So there's a game and you "kill" each other. But i want to win some currency on that game by betting on money. ( best of 3 ) But im not sure if it's allowed in the islam. Is it allowed? Thank you for answering.
  7. Aoa, i heard a shia scholar saying that every time a mother feeds her baby, she can ask for money from her husband, i later discussed that with my father and he said that it is not true. i just wanna know what does islam say about this.
  8. Salam! As the topic title says, how do you get Barkat in time and money. I feel like I don't have barkat. It takes me longer to complete any work than most people. Some people do so much and still they always have so much time. Also, I do earn money but I am unable to hold on to it. This is a problem I have seen with many other people. People joke about some people that they cannot keep money in their hands. I didn't understand it but it is happening to me now. As long as I have money in my account, bad things keep happening to me until I spend all of my money. It's not even about paying Khums, it seems like I cannot save any money. There are other people who have hundreds of thousands or even millions of dollars but all the bhatta collectors always target me. This issue of not having barkat in time is only with me, but not having barkat in money is with a lot of people. I don't even want to earn money now because I think what's the point if I won't be able to spend it or save it. I went to Ziyarat with my mother and I noticed she is always spending money on other people. That's why people like her, and they expect the same from me. But I refuse to spend money and buy gifts. Why do I have to constantly give something to other people so that they tolerate me? I don't expect gifts from other people constantly. I thought that I am not pretty or smart, that's why people don't like me and I have to constantly spend money to please them. But my mother is very pretty and very intelligent, but people treat her in similar way. Anyway, I have heard a lot of motivational speakers talking about having barkat in time and money. Is there anyway we can get it? Are there any duas we can read?
  9. Salam, I strongly believe that economical system of a nation is more important than the political one. So being a muslim I sometimes struggle with finding good structured work about how an Islamic country should economically be. In the Quran we can easily find Ayats that lay the foundation of micro-economical rules in Islam. But what about the whole nation? There is the Khums I know, but how should it be managed ethically and effectively? What about banking and trade? What about the state and the institutions? I know that's a lot but can someone point me to a good site or book that explains the concepts in a more technical way. Thanks for reading.
  10. Hi,i'm a new user and i'm very happy to have found this online community. Today i want to talk about western women and their sexuality and the threat that women' sexuality represent for Islam. Many of you have already noticed that western women and in general women who live in advanced countries religion-free are more independent,have economical power,but mostly they do a lot more sex than muslim women and they tend also to betray more and also they tend to have less children and tend to marry less. Another thing that you may have noticed is that even if they're more sexually active than their muslim counterparts,they're also more selective and would like to go only with the top males(beautiful,rich and a very good status),while rejecting the average ones and bottom ones,while men(in general) are less selective and have a wide ranges of preferences. You may also have noticed that more and more muslim women are flying away from Islam and acting like western women Why is that thing?Why are western women more selective than muslim women and men in general?Why in just a few decades have western women got so picky and selective? The reason behind this is that western women have gained a lot of rights and they also have gained a lot of economical power and so independence.I'm going to explain to you better in the following lines: In the 20th century and previous centuries women have very few rights and very little access to the workplace because most of the jobs were physical and so men were fitter for them than women and in addiction there was no thing like maternity leave to help women economically when they get pregnant.So they hadn't economical power and therefore independence and in order to survive and get food and a roof over their head they had to marry a man,even if they don't want to.In addiction in the western society in the older centuries religion had a very important role,that now it has been lost with all his values. But now,that's changed and women have economical power,independence,maternity leave and the possibility of making the choices they want about their life. Isn't that great,yeah?Certainly it's great for them,but not for many men that lost the chance of having free sex and a wife and so they're conducting a very poor and shameful life where they only work to survive,but not to live since sex and the love of a caring wife are a mirage for them. But why is that? Like i said before women are more selective than men by nature but their selectivity in dating a partner appears only when they have rights and independence. What do i mean when i say that women are more selective by NATURE: According to science the humankind belongs to the animal reigns and like every other animal our purpose is to reproduce ourselves in order to carry on the human specie.Men (since they are phisically stronger and have the possibility to submit a woman)were given a great sex drive and much less selective attitude in dating,while women since they're the ones who carry the pregnancy and since the pregnancy is very long,painful and is some case mortal had(and have)to choose the best men who could protect her wife and guarantee their children a good genetic(intelligent,beautiful,tall,strong). In fact in the prehistory only 1 man out of 17 had the possibility to reproduce because very few men got all the women. https://psmag.com/environment/17-to-1-reproductive-success Then men in order to balance things had introduced monogamy along with religions,so that every man could have his own wife and live a good life without feeling anger for not having one. But now things have changed because religions in the west had lost all of its meaning mostly among the youths(either men or women)and things like divorce have been introduced and if you look at the statistics women are much more likely than men to initiate a divorce,because by divorcing they get a lot of privileges(the ex-husband has to give her ex-wife his house and part of his salary),but mostly they can change their partners and have a lot of sex. But what do women find attractive in a man? Basically 3 things.Looks,Money and Status. Looks is the external aspect and women mostly care about the face,that's to say that if you're fit but ugly in face you won't attract women.Contrary to what the popular culture says beauty isn't subjective but objective,the objective thing they're talking about is the likeliness that's still related to the beauty:the more beautiful you are,a greater likeliness you'd like to have and you'll attract more women and viceversa.A beautiful man is also regarded by women's brain as a carried of good genetics because usually beautiful people have also a good genetic. Unfortunately women regard very few men as beautiful,while men are less picky. Money is very important because even if women have got economical independence they're still looking for a man who can guarantee them a good life,also because women want to show other women they got a powerful man on their side who can give her all what she desire. Status is another important factor,that's more variable than the other two and it's the social reputation,the fame that a person has.The more you're taken in high consideration in your environment the more women you'll be able to attract. Women Love Beautiful,Powerful Men and Hate Those Who Aren't So and Dare to Ask Them a Date. Muslim Countries and Muslim Environment are still unaffected by these phenomenon because women have less independence and less economical power,but as soon as muslim women will get them they will start to care less about religion,family and they will think only about their pleasure,especially their sexual pleasure. Their sexual power is the reason why all the religions of the world have given them less rights than men,because ancient men were sages and knew that if women got equal rights like men they would have overthrown them along with society(western birth rate is declining with no exception)because of their sexual power and their strict selectivity. Research that shows the women are more selective than men: https://www.ncbi.nlm.nih.gov/pmc/articles/PMC1986604/ I hope you'll like this artcicle and that this will give you new way to reflect and think. Islam is the best religion and it will be forever.
  11. Any books anyone would recommend on how to budget money the Islamic way? I want to be very organized with how I deal with money and what I spend it on as well but I have many questions. I went to university in the west and now that I've graduated I have loans that have piled interest. I also want to put a percentage aside of my paycheck to zakat and khums but is there a specific number that is recommended? Also, hypothetically speaking if in the future I had additional money what would be the Islamic perspective on purchasing luxury items?
  12. Salam All, I am posting on behalf of a dear friend who would like to know what to do in her situation. She is going through a really tough time financially and so is her husband. She's just terrified that her husband might go back to his life of drug dealing out of desperation. He has told her he won't but she thinks he will end up making money illegally out of desperation of not being able to get a job and being able to provide for their children. i don't know what to advise her apart from praying but what else could she do? Are there prayers and a'mal that will help her situation? Thank you you in advance
  13. Guest

    Betting

    i wanted to put money on a match with my friend, i thought that putting in money for fun is okay, but if it changes you or makes you lazy, its haraam, is it tru?
  14. Salam, My question is that on one hand Imam Ali a.s says that he is far away from world (he has said Talaaq to this World) but on other hand we're living in this world. We have to make money and for the sake, when someone indulges in making money, he really gets into the world and its affairs that he forgets Allah (I mean not doing bad things in it but you know, couldn't remember Allah). How is it possible to be working in this world and hate it? I couldn't understand the statement of Imam. I would love your insights, some good lectures on this, quotes, riwayaats etc.
  15. What career would you choose if money were no object?
  16. Salamun Alaykum I found this website that claims that it will give too much money. What is your idea? [Edit] Can I trust it or not? Best regards
  17. @GreyMatter Salam Alaikum, Aight guys, real talk, get in here and advise please. I want to see logic in wedding expenses. Now every single thing in my life that I do, I always research lots before hand and commit to it when I see rationale and logic behind it. And for the love of God, I can't justify wedding costs. I am Pakistani if its relevant and my future to be in-laws are kinda elite and would like a good wedding. Good wedding is pretty $$$. Wedding is where I live here in Canada. Now profile time, when it comes to personal finance, I am responsible. I always pay my bills on time, I never incur interest on credit cards at all, and (try to) max my my RSP (retirement fund) and TFSA (tax-free planning) in investments. I work for financial markets/investments for a big bank, so I know all about the financial markets, trends and all the stock stuff. (I have asked all investment questions in personal meetings with Maulanas, so lets not diverge on the legality of it here) So I know finance. Now I spend a lot of money on leisure, sporting events, food, limited edition clothes, hype celebrity sneakers, I like fashion for some crazy reason and ship limited editions from all over the world - now I do save decent amounts. So I do spend on leisure, my leisure! Kinda living the good life within my financial limits, but living MY life, not for anyone. Also the millennial question, we are getting priced out from owning property in a major metropolitan city, student debts, times are hard compared to those our under 30 age in 70s, 80s, mid-90s .. etc, economically speaking. So while I put this out here, I can't justify spending on weddings. What's an event? $15-20k? or more? Like c'mon man, I cannot feed well-to-do family friends/cousins, do decor on the hall, give gifts to family and stuff when I am a relatively a new graduate in a decent working job. Mashallah my work and investments are doing decent, but I can't upfront all this money on a wedding, it doesn't benefit me, it benefits guests who I just meet once a year tops. Who cares about them? I rather buy a fun-driving car for that money, or down-payment some condo (still a stretch) for my long-term benefit than spend 15-20k on ONE NIGHT! Q1) How much was your wedding out of your or your parents pocket? What is considered or below-averge a normal wedding? Please tell me what the costs are? Q2) People will talk, who cares, not me, I would rather have a decent bank account than to spend that no guests, as you know, today's economical climate doesn't justify spending 20k for anyone under 30 unless someone's parents are ballers. So tell me, is my rationale correct, what should i do? Any advice is good advice.
  18. HSBC warns of severe global market crash The global banking and financial services institution HSBC has issued a red alert for an imminent sell-off in stocks worldwide, warning that the markets could see a crash as big as the 1987 ‘Black Monday’. http://presstv.com/Detail/2016/10/13/488925/HSBC-warns-of-severe-global-market-crash-
  19. I want to get married to this girl, and I am 17, and I want to get a PhD in economics, but while I am in grad school I won't be making much money........the stipend is barely enough to survive off of.....and the girl I want to marry is the same age as me, and so I'm worried if I wait until after I get my PhD she'll have gotten married to someone else by then.....what should I do?
  20. I am 17, and I am considering studying psychology, but in order to get a job I need at least a master's degree...and the girl I want to marry is my age (17), and so I'm worried if I wait until after I get my master's degree to court her, she'd have gotten married by then....and she also lives in another US state, so she would have to move about 6 hours by car....so my question to you is, would a sister want to marry a brother in grad school, because grad students don't make much money.....although her dad is an imam, so I'm sure she would be used to not having a lot of money....
  21. As-salamu alaykum, dear brothers and sisters. I consider this to be a rare privilege for me to stumble across this site and I piously hope that my association with the site would prove to be constructive. Let me pose a very important question to the learned members of this site, which I believe would be beneficial to the mass: What is the stance of Qur'an and the Ahlulbyt (AS) on 'halal' income? Allow me to exemplify. It is my understanding that any financial gain by way of deception, or derived from interests, are strictly haraam. Is there an exhaustive list? AND MORE IMPORTANTLY, is there any definite criteria that would allow one to assess whether his income is halaal or not? I thank you in advance for taking the trouble of contributing to this discourse. May infinite blessings of Allah shower upon you.
  22. :cry: :cry: :cry:
  23. What do you guys think about this ? Even if he controls 1billion dollars, is this right ? Part 1: A Reuters investigation details a key to the supreme leader’s power: a little-known organization created to help the poor that morphed into a business juggernaut worth tens of billions of dollars. The 82-year-old Iranian woman keeps the documents that upended her life in an old suitcase near her bed. She removes them carefully and peers at the tiny Persian script. There's the court order authorizing the takeover of her children's three Tehran apartments in a multi-story building the family had owned for years. There's the letter announcing the sale of one of the units. And there's the notice demanding she pay rent on her own apartment on the top floor. Pari Vahdat-e-Hagh ultimately lost her property. It was taken by an organization that is controlled by the most powerful man in Iran: Supreme Leader Ayatollah Ali Khamenei. She now lives alone in a cramped, three-room apartment in Europe, thousands of miles from Tehran. The Persian name of the organization that hounded her for years is "Setad Ejraiye Farmane Hazrate Emam" – Headquarters for Executing the Order of the Imam. The name refers to an edict signed by the Islamic Republic's first leader, Ayatollah Ruhollah Khomeini, shortly before his death in 1989. His order spawned a new entity to manage and sell properties abandoned in the chaotic years after the 1979 Islamic Revolution. Setad has become one of the most powerful organizations in Iran, though many Iranians, and the wider world, know very little about it. In the past six years, it has morphed into a business juggernaut that now holds stakes in nearly every sector of Iranian industry, including finance, oil, telecommunications, the production of birth-control pills and even ostrich farming. The organization's total worth is difficult to pinpoint because of the secrecy of its accounts. But Setad's holdings of real estate, corporate stakes and other assets total about $95 billion, Reuters has calculated. That estimate is based on an analysis of statements by Setad officials, data from the Tehran Stock Exchange and company websites, and information from the U.S. Treasury Department. Just one person controls that economic empire – Khamenei. As Iran's top cleric, he has the final say on all governmental matters. His purview includes his nation's controversial nuclear program, which was the subject of intense negotiations between Iranian and international diplomats in Geneva that ended Sunday without an agreement. It is Khamenei who will set Iran's course in the nuclear talks and other recent efforts by the new president, Hassan Rouhani, to improve relations with Washington. Related Item Minority report: Why Baha’is face persecution in Iran The supreme leader's acolytes praise his spartan lifestyle, and point to his modest wardrobe and a threadbare carpet in his Tehran home. Reuters found no evidence that Khamenei is tapping Setad to enrich himself. But Setad has empowered him. Through Setad, Khamenei has at his disposal financial resources whose value rivals the holdings of the shah, the Western-backed monarch who was overthrown in 1979. How Setad came into those assets also mirrors how the deposed monarchy obtained much of its fortune - by confiscating real estate. A six-month Reuters investigation has found that Setad built its empire on the systematic seizure of thousands of properties belonging to ordinary Iranians: members of religious minorities like Vahdat-e-Hagh, who is Baha'i, as well as Shi'ite Muslims, business people and Iranians living abroad. Setad has amassed a giant portfolio of real estate by claiming in Iranian courts, sometimes falsely, that the properties are abandoned. The organization now holds a court-ordered monopoly on taking property in the name of the supreme leader, and regularly sells the seized properties at auction or seeks to extract payments from the original owners. The supreme leader also oversaw the creation of a body of legal rulings and executive orders that enabled and safeguarded Setad's asset acquisitions. "No supervisory organization can question its property," said Naghi Mahmoudi, an Iranian lawyer who left Iran in 2010 and now lives in Germany. Khamenei's grip on Iran's politics and its military forces has been apparent for years. The investigation into Setad shows that there is a third dimension to his power: economic might. The revenue stream generated by Setad helps explain why Khamenei has not only held on for 24 years but also in some ways has more control than even his revered predecessor. Setad gives him the financial means to operate independently of parliament and the national budget, insulating him from Iran's messy factional infighting. Washington has acknowledged Setad's importance. In June, the Treasury Department imposed sanctions on Setad and some of its corporate holdings, calling the organization "a massive network of front companies hiding assets on behalf of … Iran's leadership." The companies generate billions of dollars in revenue a year, the department stated, but it did not offer a detailed accounting. The Iranian president's office and the foreign ministry didn't respond to requests for comment. Iran's embassy in the United Arab Emirates issued a statement calling Reuters' findings "scattered and disparate" and said that "none has any basis." It didn't elaborate. Setad's director general of public relations, Hamid Vaezi, said by email in response to a detailed description of this series that the information presented is "far from realities and is not correct." He didn't go into specifics. In a subsequent message, he said Setad disputes the Treasury's allegations and is "in the process of retaining U.S. counsel to address this matter." He added: "This communication puts you on notice that any action by your organization could prejudice our dispute in the United States and harm our position for which we hold you responsible." When Khomeini, the first supreme leader, set in motion the creation of Setad, it was only supposed to manage and sell properties "without owners" and direct much of the proceeds to charity. Setad was to use the funds to assist war veterans, war widows "and the downtrodden." According to one of its co-founders, Setad was to operate for no more than two years. Setad has built schools, roads and health clinics, and provided electricity and water in rural and impoverished areas. It has assisted entrepreneurs in development projects. But philanthropy is just a small part of Setad's overall operations. Under Khamenei's control, Setad began acquiring property for itself, and kept much of the funds rather than simply redistributing them. With those revenues, the organization also helps to fund the ultimate seat of power in Iran, the Beite Rahbar, or Leader's House, according to a former Setad employee and other people familiar with the matter. The first supreme leader, Khomeini, had a small staff. To run the country today, Khamenei employs about 500 people in his administrative offices, many recruited from the military and security services. A complete picture of Setad's spending and income isn't possible. Its books are off limits even to Iran's legislative branch. In 2008, the Iranian Parliament voted to prohibit itself from monitoring organizations that the supreme leader controls, except with his permission. But Reuters has put together the fullest account yet of the organization's holdings. They include:
  24. http://www.ted.com/talks/paul_piff_does_money_make_you_mean.html
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