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Found 3 results

  1. Salam everyone I know this has been discussed before, and I skimmed several threads, but with the varying opinions and digressions, I just wanted to get a coherent view-point again. So here goes: Is it ok to put money in a savings account? Is it ok to buy a house through mortgage? I realize that the general idea to make those acceptable is to ensure that the intention is not to take a loan, but are there any caveats to that ruling (maybe something like not having a variable rate of interest etc.?). Thanks everyone
  2. Salam alaikum I have a question. I am currently working for td bank in Canada as a financial advisor. I am salary based right now but I do help finance mortgages currently as part of my job. I have been presented with the opportunity to work as a Mobile mortgage specialist for TD. This is a 100% commission based position and I would get paid per mortgage that I help finance. I am wondering if it is permissible to work as a mortgage specialist? I found the following on Ayatullah Sistani website but I couldn't get a clear answer from it: There are two kinds of bank business: 1. The first is haraam. This may cover the type that relates to transactions leading to usury, such as acting as an agent in handling, registering, acting as witness, receiving excess money [interest] on behalf of the owner and the like. Of the same nature are transactions pertaining to companies involved in usury or the merchandise of alcoholic drink, be it sale of their shares, the opening of letter of credit or similar work. All this sort of work is haraam. It is not permissible to be involved in it and those working in it are not entitled to wages in return for the work they do. 2. The second kind is that which does not involve interest. It is permissible to take part in it and receive wages thereof. (29) If, in the usury transaction, the party paying the interest is an unbeliever, be it a foreign bank or other, it is, as explained earlier on, permissible for a Muslim to take. Accordingly, it is permissible to deal in such work, which is linked to carrying out such usury transactions within the banks and outside them. (30) In some cases, some of the money, deposited with either state owned or national bank in Muslim countries is considered among money of majhoulil malik, needs consultation with the Marji’ to having the right of disposal over it. There is, therefore, ishkal in working for the bank and getting involved in either receiving from or delivering such money to bank customers, from those who might have the right of disposal over it without a license from the Marji’ to make it good. (31) The validity of ji’aala, ijarah, and money order and similar dealings with state banks in Muslim countries is dependant on the license of the Marji’. It is not in order without his permission. If anyone knows the answer to this please let me know Thank you
  3. Salam I am a fresh business grad and I have graduated from a top university in Pakistan. Despite having a solid academic record, having given several interviews I am unable to land a job. My major is finance so the number 1 option for a finance major is to join a bank. I understand that working in a bank is Haram and for that reason I had only applied to corporations. I can easily get into a bank but have avoided it for the past couple of months due to Islamic reasons. Now I am in a mess. I have been in a relationship with a fellow classmate who also happens to be a shia. I have been in love with her for several years and I have always wanted to marry her. The girl's father is very strict and it is impossible for her to tell her dad about me. The only thing I can do is send a proposal. Recently, a good marriage proposal came and her dad is considering saying yes. I have very little time left now. I cant send a proposal without having a job. I am facing a dilema here, should I just get a job in a bank even though its haram? I dont have any option, there is very little time left and I dont know what to do. I dont want to displease God by taking up a Haram job but at the same time I am desperate here. I have been praying really hard for the past couple of months. Have been reciting Surah Waqya everyday after Isha prayers. I have complete faith in God that I will InshaAllah end up having a good job. But I am really confused as to what to do in such desperate circumstances. Please help me. Does Islam allow any flexibilty in such circumstances? Islamic evidence from Ayatullahs or sayings of our Imam are welcome. Please advice.
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